Know How To Contact Your Insurance Office Right After The Accident

Posted on April 18, 2023

The very first thing that you will need to know about your car insurance policy is that it is more like a bond that keeps you and your insurance company in control. Personal injury lawyer in Stoney Creek says this is mainly because the contract that you have signed with the insurance company will be used at the time of the accident.

The way to contact the insurance company right after the accident

If you call the insurance agent rather than the company’s agent, then make sure to mention all the details about the date and time of the call. On the other hand, you will also receive a confirmation letter from the claims department. If you do not get any confirmation call, your Personal injury lawyer in Stoney Creek will need to contact the insurance department directly.

In the event you choose to report your accident or initiate the claim processes from the company’s website or application, make sure to keep a correspondence reference email.

If you need to know what else you must do in you want to file your claim right after the accident? You need to know the following rights your insurance company may exercise on your claim, such as

• Has the right to access all of your medical records
• May charge you if you take payments from any third party.
• They have the right to do reasonable cooperation.
• They also have the right to inspect the vehicle.

You must also remember that there are instances where you don’t usually file a claim to your own insurance company in case the driver from the other side is at fault. That is the time when Personal injury lawyers in Stoney Creek are to seek a claim from an insurance company working with another driver.

The insurance company will check the medical records

Almost all insurance companies have the right to examine medical records in detail. This is evident in the case the insurance company needs to seek the actual amount of your loss, which includes the medical expenses as well. Personal injury lawyer in Stoney Creek says you also make sure to read all the release information that your insurance company releases.

The insurance company’s right to add subrogation

It is best to be prepared for the insurance company to send you a letter for subrogation. That says if your insurance company pay you well the compensation, that insurance company has the right to seek reimbursement from the other driver’s insurance company who was at fault.

The insurance company has the right to inspect the vehicle

In order to find the cost of damages, the insurance company has the right to inspect the damaged vehicle. If the vehicle is in a driving condition that only repairs are needed, the insurance company will also inspect that. Visit Here: EB Personal Injury Lawyer

Top Mistakes To Avoid In Your Personal Injury Case

Posted on March 14, 2023 Updated on March 14, 2023

Personal injury cases are complex, and multiple factors lead to awarding or reducing compensation. It can be overwhelming to deal with your injuries after an accident and understand the harsh legal system surrounding personal injury cases. In addition, decisions made after an accident can drastically impact your case. Here is a list of the top mistakes an Injury Lawyer in Stratford warns about:

• Failing to Seek Medical Attention

A doctor’s report can support your claim, provide an accurate account of your injuries, and help your attorney prove that you suffered due to the defendant’s negligence. You may not realize it immediately, but concussions, internal bleeding or other injuries can occur immediately without presenting symptoms and can be life-threatening if left untreated. Moreover, even if you feel fine after an accident and don’t have any pain or other symptoms, seeking medical attention as soon as possible is essential.

• Failing to Report the Incident

The extent of your injuries determines your right to compensation. Personal injury lawsuits are based on negligence, meaning you must show that the other party was at fault. This means that in a personal injury case, the issue of the fault must be established. It is not enough to simply say that you were injured. Your Injury Lawyer in Stratford must explain how it happened and prove that the defendant was at fault for your injuries. To prove negligence, it is essential to report any incident or accident as soon as possible, usually within 30 days of the incident.

• Giving a Recorded Statement

When you are hurt in an accident, it is essential to remember that you have rights and that insurance companies will try to use any slip-up or mistake against you. You may be tempted to give an interview with the insurance company after an accident, but this is a bad idea for several reasons. First, most people don’t realize that anything they say can be used against them in court later. So even if you’re trying to be helpful, your statement can be used as evidence of why you were at fault in the accident. So it is best to consult with an attorney before giving a statement.

• Waiting too Long to File a Claim

The statute of limitations is the set time limit for filing a personal injury claim. Statutes vary from state to state, with most states having a two-year statute of limitations for minor injuries. If you wait too long to file a personal injury claim, you could lose your right to compensation. Consulting an Injury Lawyer in Stratford can help you understand the statues for your claim.

• Exaggerating Your Injuries

After an injury, you may be tempted to exaggerate the extent of your injuries to obtain a higher settlement. Insurance companies and defense attorneys will scrutinize your medical records and may challenge the credibility of your injuries if they believe you are exaggerating. To protect your credibility and ensure that your claim is handled fairly, only accurate information must be reported. Visit Here: EB Personal Injury Lawyer

Damages And Personal Injury Case Settlements

Posted on February 9, 2023 Updated on February 9, 2023

In a personal injury case, the damages that you are awarded will depend on the injuries and losses that you have suffered. These can include medical bills, lost wages or their equivalent, and other expenses related to your injury. However, there are other factors that may affect what your damages award might look like or how much money you will receive through settlement or judgment in court.

What Are “Damages”?

Injury Lawyer in Stratford knows that damages are compensation for injuries and losses. They can be awarded to compensate for the harm caused by someone else’s actions, including pain and suffering or loss of income. Damages are often awarded in personal injury cases when someone is injured as a result of another person’s negligence or recklessness.

Compensatory Damages in Personal Injury Cases

Compensatory damages are awarded to compensate the injured party for the loss of income, pain and suffering. Compensatory damages are also awarded to compensate the injured party for the loss of consortium with his/her family members. In addition, compensatory damages can be paid in order to ensure that a person has sufficient funds to continue their life without having to resort back into poverty.

Injury Lawyer in Stratford says that damages are the compensation you receive for your injuries. In a personal injury case, damages can include pain and suffering, lost wages, medical expenses, and other losses. Damages also include past and future medical expenses.

What Factors Can Increase the Value of Your Personal Injury Case?

● The severity of your injuries.
● The amount of time you were injured.
● The amount of time it took to recover.
● The cost to treat your injuries and any long-term effects they have on you or your family.

How Your Actions (or Inaction) Can Affect a Damages Award

If you have been involved in an accident, it may be possible for your Injury Lawyer in Stratford to argue that your actions or inaction were responsible for causing damage to someone else. For example, if you were driving too fast and hit another car while making a left turn onto a busy street, this could potentially affect the amount of compensation you receive.

On the other hand, if there was no action on your part at all (e.g., if someone else ran into your car), then your Injury Lawyer in Stratford will have no way of arguing that their client’s injuries were caused by any actions on their part–and therefore cannot claim them as damages themselves.

Punitive Damages In Personal Injury Cases

Punitive damages are awarded to punish the guilty party. Punitive damages are not compensatory damages and are not intended to compensate you for your injuries or losses.

Punitive damages may be awarded as a punishment for wrongdoing, but they can also be used as an incentive to deter future bad acts by setting an example for others who might engage in similar conduct in the future.

How Will I Receive Payment for My Damages?

Once you’ve been awarded compensation for your injuries, you will receive payment through a settlement or judgment. The amount of your settlement depends on several factors, including how much money the insurance company has paid out so far and what it still owes to other claimants.

If you’re successful in negotiating a settlement with the at-fault driver’s insurance company before filing a lawsuit against him or her, they may also have to pay some of your damages directly as part of their liability policy.

Getting Help with a Personal Injury Claim

A personal injury claim is complicated. It’s important to have a Injury Lawyer in Stratford who understands the law, and can help you with the paperwork and process of filing a claim. A good lawyer will also be able to help negotiate settlements with insurance companies, and ensure that you’re getting everything you’re entitled to under the law. For more information visit here: EB Personal Injury Lawyer

What Are The Most Common Injuries That Are Caused In A Motor Accident?

Posted on January 4, 2023 Updated on January 4, 2023

According to various reports, more than three million people get injured in road accidents every year. Most of the car accidents that happen every year involve some or the other kind of injuries that are sustained by the survivors. If you reach out to a personal injury lawyer in Stratford to file a personal injury claim for a road accident, you would get to know that the compensation and the respective damages are also based on the kind of injuries that have been sustained by the victims. However, some injuries are more common when compared to other injuries and therefore claims pertaining to such injuries are more commonly filed than others.

It is a known fact that the minor injuries that are sustained in a road accident take about a few days to get better and the victim is able to get back to normal life after the injuries have healed. On the other hand, any good injury lawyer in Stratford would be able to tell you that major injuries can take really long to recover and sometimes, the victims may get the damage that lasts a lifetime and they are never able to become completely well. The severity of the injuries in car accidents depend upon various factors some of which include the fact whether the victim was wearing a seat belt or not, which side the collision happened from, was the victim sitting straight in the seat or was bent on one side, what was the speed of the vehicles when the collision happened and also whether the car had airbags or not.

The injuries that are caused in a car accident are mainly divided into two categories, impact injuries and penetrating injuries. Impact injuries are caused when a certain body part of the victim hits some interior part of the car and penetrating injuries happen when shattering glass or any other loose object penetrates the skin and causes cuts and bruises. However, your personal injury lawyer in Stratford would also tell you that soft tissue injuries are one of the major categories of injuries that happen in a car accident. A soft tissue injury is the injury that is caused to the ligaments, tendons and muscles in the body. Soft tissue injuries often do not show up right after the accident, but can be really troublesome as they can cause a lot of discomfort and trouble to the victim for a really long time after the mishap.

If you happen to check with your injury lawyer in Stratford, you would be able to find out that another major category of injury that can happen in a car accident are the head injuries that can cause real trouble for the victim as they can completely change their life for worse. For more information visit here: EB Personal Injury Lawyer