Know How To Contact Your Insurance Office Right After The Accident

The very first thing that you will need to know about your car insurance policy is that it is more like a bond that keeps you and your insurance company in control. Personal injury lawyer in Stoney Creek says this is mainly because the contract that you have signed with the insurance company will be used at the time of the accident.

The way to contact the insurance company right after the accident

If you call the insurance agent rather than the company’s agent, then make sure to mention all the details about the date and time of the call. On the other hand, you will also receive a confirmation letter from the claims department. If you do not get any confirmation call, your Personal injury lawyer in Stoney Creek will need to contact the insurance department directly.

In the event you choose to report your accident or initiate the claim processes from the company’s website or application, make sure to keep a correspondence reference email.

If you need to know what else you must do in you want to file your claim right after the accident? You need to know the following rights your insurance company may exercise on your claim, such as

• Has the right to access all of your medical records
• May charge you if you take payments from any third party.
• They have the right to do reasonable cooperation.
• They also have the right to inspect the vehicle.

You must also remember that there are instances where you don’t usually file a claim to your own insurance company in case the driver from the other side is at fault. That is the time when Personal injury lawyers in Stoney Creek are to seek a claim from an insurance company working with another driver.

The insurance company will check the medical records

Almost all insurance companies have the right to examine medical records in detail. This is evident in the case the insurance company needs to seek the actual amount of your loss, which includes the medical expenses as well. Personal injury lawyer in Stoney Creek says you also make sure to read all the release information that your insurance company releases.

The insurance company’s right to add subrogation

It is best to be prepared for the insurance company to send you a letter for subrogation. That says if your insurance company pay you well the compensation, that insurance company has the right to seek reimbursement from the other driver’s insurance company who was at fault.

The insurance company has the right to inspect the vehicle

In order to find the cost of damages, the insurance company has the right to inspect the damaged vehicle. If the vehicle is in a driving condition that only repairs are needed, the insurance company will also inspect that. Visit Here: EB Personal Injury Lawyer